Employee Benefits Market Check Survey: Health Savings Accounts Contributions

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Health Savings Accounts (HSAs) are a tax-advantaged and flexible savings option employers can offer their employees as part of their benefits package. HSAs are celebrating their 20th year in the market and are common in many employee benefit…

Employee Benefits Market Check Survey: Managing Pharmacy Costs

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Employers face significant challenges when managing their pharmacy benefits effectively, and the rising costs of prescription drugs contribute substantially to the overall health care expenditure in the United States. This surge in pharmacy…

Employee Benefits Market Check Survey: Medical Contribution Strategies

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As many employers begin thinking about their annual enrollment process and possible benefit changes, they will also review the contribution amounts employees pay for those benefits. Most employers offer a contribution schedule that varies by…

Employee Benefits Market Check Survey: 2024 Employer Health and Well-Being Strategies

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Employers looking ahead to 2024 remain tasked with ensuring their benefit plan is competitive while focusing on their top priority, managing costs to meet budget (see January 2023 Market Check Survey). Thus, many continue to explore additional…

Employee Benefits Market Check Survey: Student Loan Benefits

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At the end of June, the U.S. Supreme Court ruled against President Biden’s plan to forgive certain federal student loan debt. Barring some other plan, payments are set to resume again this fall, impacting about 43 million Americans. Even…

Employee Benefits Market Check Survey: 2024 Health Care Renewal Perspective

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As we approach the year’s midpoint, employers are increasingly focusing on their upcoming 2024 health care renewals. Numerous factors contribute to the renewal rates and overall costs of health care plans, and this year, employers may experience…

Employee Benefits Market Check Survey: End of the Federal Emergencies

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The end of the COVID-19 federal emergencies will likely impact group health insurance across the United States. During the pandemic, certain policies were implemented to support employers and employees, such as temporarily suspending certain…

Employee Benefits Market Check Survey: Investment in Employee Well-Being

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Employers have a vested interest in the overall well-being of their employees. A happy and healthy workforce increases productivity, reduces absenteeism, improves retention, and lowers total benefit costs. There are several ways employers can…

Employee Benefits Market Check Survey: Domestic Partner Coverage

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Although not required by federal law, many employers offer coverage to domestic partners to attract and retain top talent and avoid discrimination issues. Employers who aim to promote an image of workplace equality may find that offering domestic…