Insights – Total Wellbeing

Employee Benefits Market Check Survey: 2025 Annual Enrollment Methods

Assurex Global, Employee Benefits, Human Resources, Total Wellbeing

Annual enrollment season is critical for employees to assess and purchase the health, financial, and wellness coverage they need for themselves and their families. Making informed choices during enrollment can help workers manage costs, plan…

Employee Benefits Market Check Survey: Long-Term Care Coverage

Assurex Global, Employee Benefits, Human Resources, Total Wellbeing

Long-term care insurance (LTC) is designed to help those people who receive custodial care in a facility or their home and require assistance with certain activities of daily living (bathing, dressing, etc.). LTC insurance has been around for…

Employee Benefits Market Check Survey: Medicare Part D Creditable Coverage

Cost Containment, Employee Benefits, Human Resources, Total Wellbeing

The Inflation Reduction Act imposed changes to Medicare Part D for 2025. The changes reduce an individual’s out-of-pocket amount and remove the coverage gap (“doughnut hole”). These changes may affect the creditable coverage status of…

Employee Benefits Market Check Survey: Annual Enrollment Practices

Employee Benefits, Health Savings Accounts, Human Resources, Total Wellbeing

Annual benefits enrollment is a crucial period for both employers and employees. It sets the stage for the coming year’s benefits plans and significantly influences employees’ overall perceptions of their benefits packages specifically…

Employee Benefits Market Check Survey: HSA Contribution and Administration Perspectives

Assurex Global, Cost Containment, Employee Benefits, Health Savings Accounts, Human Resources, Total Wellbeing

Twenty years after health savings accounts (HSAs) became effective, employers continue to offer them as an option with great frequency (see our October 2023 Market Check Survey for more information). Further, many are also providing an employer…

Employee Benefits Market Check Survey: Employer Strategies for GLP-1 Drugs

Assurex Global, Cost Containment, Employee Benefits, Human Resources, Total Wellbeing

As benefit plan sponsors monitor industry trends, one topic that has grown in popularity the past year is the coverage of GLP-1 drugs (e.g. Ozempic, Wegovy). These drugs were initially developed to help treat Type 2 diabetes. What has emerged…

Employee Benefits Market Check Survey: Employer Well-Being Perspectives

Assurex Global, Employee Benefits, Human Resources, Total Wellbeing

Employers continue to recognize the profound impact of employee well-being on organizational success and productivity. Investing in the well-being of employees is not merely an altruistic endeavor; it’s a strategic imperative. A comprehensive…

Employee Benefits Market Check Survey: Employer Perspectives Towards Benefit Offerings

Assurex Global, Cost Containment, Employee Benefits, Human Resources, Total Wellbeing

Over the past four years, it has become increasingly evident that a robust employee benefit package is more valued by employees than ever. Whether influenced by the global pandemic, inflation, skyrocketing pharmaceutical costs, or a decline…

Employee Benefits Market Check Survey: Mid-Year Election Changes

Cost Containment, Employee Benefits, Health Savings Accounts, Human Resources, Total Wellbeing

Companies that provide employee benefits to their workforce usually offer an enrollment period every year, allowing workers to purchase new coverages or change/drop coverages they currently have. While much of the benefit selection activity…

Employee Benefits Market Check Survey: Top Benefit Priority in 2024

Assurex Global, Cost Containment, Employee Benefits, Human Resources, Total Wellbeing

Like any other year, 2024 will bring several benefit issues that employers must confront, including escalating costs, new pharmaceuticals and how to cover them, improving engagement in the benefits plan, and an increasingly complex regulatory…

Employee Benefits Market Check Survey: Annual Enrollment Opportunities

Assurex Global, Employee Benefits, Human Resources, Total Wellbeing

As another benefits year unfolds, employers have an opportunity to review how their annual enrollment process performed. The benefits package that a company offers is a critical component of an employee’s total compensation, and as such,…

Employee Benefits Market Check Survey: Managing Pharmacy Costs

Cost Containment, Employee Benefits, Total Wellbeing

Employers face significant challenges when managing their pharmacy benefits effectively, and the rising costs of prescription drugs contribute substantially to the overall health care expenditure in the United States. This surge in pharmacy…

Employee Benefits Market Check Survey: Medical Contribution Strategies

Cost Containment, Employee Benefits, Health Savings Accounts, Human Resources, Total Wellbeing

As many employers begin thinking about their annual enrollment process and possible benefit changes, they will also review the contribution amounts employees pay for those benefits. Most employers offer a contribution schedule that varies by…

Employee Benefits Market Check Survey: 2024 Employer Health and Well-Being Strategies

Cost Containment, Employee Benefits, Health Savings Accounts, Human Resources, Total Wellbeing

Employers looking ahead to 2024 remain tasked with ensuring their benefit plan is competitive while focusing on their top priority, managing costs to meet budget (see January 2023 Market Check Survey). Thus, many continue to explore additional…

Employee Benefits Market Check Survey: Student Loan Benefits

Assurex Global, Cost Containment, Employee Benefits, Human Resources, Total Wellbeing

At the end of June, the U.S. Supreme Court ruled against President Biden’s plan to forgive certain federal student loan debt. Barring some other plan, payments are set to resume again this fall, impacting about 43 million Americans. Even…

Employee Benefits Market Check Survey: Family Building Benefits

Assurex Global, Employee Benefits, Human Resources, Total Wellbeing

As employers continue to look for ways to enhance their employee benefits packages, support their employees, and attract top talent, they are more often exploring the array of family-building benefits available. Once considered to be offering…

Employee Benefits Market Check Survey: 2024 Health Care Renewal Perspective

Assurex Global, Cost Containment, Employee Benefits, Human Resources, Total Wellbeing

As we approach the year’s midpoint, employers are increasingly focusing on their upcoming 2024 health care renewals. Numerous factors contribute to the renewal rates and overall costs of health care plans, and this year, employers may experience…

Employee Benefits Market Check Survey: End of the Federal Emergencies

Cost Containment, Employee Benefits, Human Resources, Total Wellbeing

The end of the COVID-19 federal emergencies will likely impact group health insurance across the United States. During the pandemic, certain policies were implemented to support employers and employees, such as temporarily suspending certain…

Employee Benefits Market Check Survey: Investment in Employee Well-Being

Cost Containment, Employee Benefits, Health Savings Accounts, Human Resources, Total Wellbeing

Employers have a vested interest in the overall well-being of their employees. A happy and healthy workforce increases productivity, reduces absenteeism, improves retention, and lowers total benefit costs. There are several ways employers can…

Employee Benefits Market Check Survey: Domestic Partner Coverage

Cost Containment, Employee Benefits, Human Resources, Total Wellbeing

Although not required by federal law, many employers offer coverage to domestic partners to attract and retain top talent and avoid discrimination issues. Employers who aim to promote an image of workplace equality may find that offering domestic…

Employee Benefits Market Check Survey: Top Benefit Priority in 2023

Assurex Global, Cost Containment, Employee Benefits, Human Resources, Total Wellbeing

Employers have many competing priorities for employee benefits initiatives in today’s competitive labor market, coupled with inflation pressures and an uncertain legislative environment. Employers look to balance short-term needs while focusing…

Employers Weigh In on Major Trends in the Published 2022 Employee Benefits Market Trend Report

Articles, Assurex Global, Benchmarking, Cost Containment, Employee Benefits, Health Savings Accounts, News, Total Wellbeing

COLUMBUS, OH – The 2022 Employee Benefits Market Trend Report is published and now available from Assurex Global. In 2022, Assurex Global conducted a series of polls during our webcasts with thousands of employers to understand a variety…

Market Check Survey: 2023 Annual Enrollment Methods

Assurex Global, Employee Benefits, Human Resources, Total Wellbeing

Annual enrollment season is on the horizon again for many employers and employees. This time of year can cause stress and anxiety for human resources staff and the general workforce. Annual enrollment is a critical part of a company’s benefits…

Inflation and the Impact on 2023 Insurance Purchasing — Industry Spotlight

Assurex Global, Cost Containment, Employee Benefits, Human Resources, Total Wellbeing

This piece was written as a companion to our September 2022 Market Check Survey: Inflation and the Impact on 2023 Insurance Purchasing, to highlight perspectives from specific commercial industries. Inflation continues to be an issue…

Market Check Survey: Inflation and the Impact on 2023 Insurance Purchasing

Assurex Global, Cost Containment, Employee Benefits, Human Resources, Total Wellbeing

Inflation continues to be an issue for many Americans. High prices are impacting their wallet in several areas. As we near annual enrollment time, inflation fears may impact what and how employees purchase insurance coverage through their employer.…

Market Check Survey: 2023 Employer Health & Well-Being Strategies

Assurex Global, Cost Containment, Employee Benefits, Total Wellbeing

Employers looking ahead to 2023 continue to explore ways to expand and enhance their benefits program while balancing healthcare costs. Employee engagement and total well-being remain a top priority for employers across the country. Thus, many…

Employee Benefits Market Check Survey: Employer Actions Regarding Women’s Health

Employee Benefits, Total Wellbeing

The Supreme Court ruling on Dobbs v. Jackson Women’s Health Organization on June 24, 2022, has placed a spotlight on abortion specifically and overall women’s health more broadly. Employers are again in the middle of addressing health care…

Employee Benefits Market Check Survey: Employee Mental Health

Employee Benefits, Total Wellbeing

Poor mental health has been a global issue for several years. Much like other world challenges, COVID-19 exacerbated the mental health crisis facing all of us. Mental health impacts all geographies, generations, industries, and demographics. We…

Employee Benefits Market Check Survey: Investment in Employee Well-Being

Cost Containment, Employee Benefits, Total Wellbeing

Employers continue to embrace their role in their employees’ well-being. As employers reinvent their employee attraction and retention initiatives, well-being is being prioritized significantly more than before. Companies will always be concerned…

Employee Benefits Market Check Survey: Top Benefit Priority in 2022

Assurex Global, Employee Benefits, Total Wellbeing

In today’s competitive labor market, coupled with the repercussions of the ongoing pandemic, employers have many competing priorities related to their employee benefits initiatives. Employers look to balance urgent needs while focusing on…

Employee Benefits Market Check Survey: COVID-19 Vaccines in the Workplace – Post Supreme Court Ruling

Assurex Global, Employee Benefits, Total Wellbeing

Over the past year, employers have had to adapt and react to the constantly shifting political climate and public opinion relating to vaccine mandates for employees. The Supreme Court recently struck down President Biden’s vaccine and testing…

2021 EMPLOYEE BENEFITS MARKET TREND REPORT PUBLISHED

Cost Containment, Employee Benefits, Health Savings Accounts, Total Wellbeing

The employee benefits industry remains a fast-paced, ever-evolving market. While the rapid speed can make it exciting, it also creates challenges for benefit decision-makers. Rising costs, new legislation, retaining talent and sustaining employee…

Financial Wellness Program Shows Measurable Impact

Assurex Global, Employee Benefits, Total Wellbeing

For several years, financial wellness has been a prominent topic and shows no sign of lessening in the future, as the COVID-19 pandemic has further intensified financial stress for many Americans. Employees continue to be challenged with managing…

Employee Benefits Market Check Survey: Voluntary Benefits for 2022

Cost Containment, Employee Benefits, Total Wellbeing

Employers have offered voluntary benefits (also known as worksite benefits, supplemental benefits, or employee-paid insurance) for many years and they continue to increase in importance and demand. These products allow employees to conveniently…

Employee Benefits Market Check Survey: Wellness Programs

Cost Containment, Employee Benefits, Human Resources, Total Wellbeing

Employee wellness programs continue to increase in popularity and are becoming a standard part of employee benefits packages. While most employers will acknowledge that they hope these programs will reduce their medical claims, they are also…

Employee Benefits Market Check Survey: Time Off and Paid Leave Policies

Employee Benefits, Human Resources, Total Wellbeing

Time off from work has always been one of the more desirable benefits for employees. The pandemic has further emphasized how critical it is for employees to have options to take a vacation or to take leave to care for children or aging parents. We…

Employee Benefits Market Check Survey: 2022 Employer Health and Well-Being Strategies

Cost Containment, Employee Benefits, Total Wellbeing

Employee benefits remain a critical aspect of a company’s rewards program. As employers examine their offerings for next year, many continue to adopt additional products, limit financial burdens, and expand access to necessary resources to…

Employee Benefits Market Check Survey: COVID-19 Vaccines in the Workplace – Post-FDA Approval Update

Employee Benefits, Human Resources, Total Wellbeing

Now that the U.S. Food and Drug Administration (FDA) has granted full approval of the Pfizer vaccine, employers are more willing to consider requiring proof of vaccination before allowing employees back into the worksite. Large employers and…

Employee Benefits Market Check Survey: Top Benefits Priority for the Remainder of 2021

Employee Benefits, Human Resources, Total Wellbeing

Now that we are past the midpoint of the year, many employers are turning their attention to plans for 2022. While planning for the long term is alwaysprudent, there remains the need to address tactical issues for the final six months. We conducted…

May is Mental Health Awareness Month

Employee Benefits, Human Resources, Total Wellbeing

Tens of millions of Americans suffer from mental health issues, and the COVID-19 pandemic has only exacerbated this already severe problem. Employers are paying attention. Many companies report accelerated levels of stress, depression, and…

Employee Benefits Market Trend Report Published

Benchmarking, Cost Containment, Employee Benefits, Health Savings Accounts, Total Wellbeing

As constantly changing circumstances affects how employers handle their operations and benefits offerings, the ability to get a solid picture of what other companies are doing becomes even more important. In 2020, Assurex Global…

Time to Re-Engage With Your Employee Benefits Strategy

Employee Benefits, Total Wellbeing

As we embark on a new year, the challenges of the COVID-19 pandemic remain front and center. When the virus emerged, many companies had to pivot quickly to reposition their workforce, continue manufacturing their product, and maintain customer…

Mental Health Support as Critical as Ever

Employee Benefits, Human Resources, Total Wellbeing

As we enter the last few months of 2020, it’s important for employers to remember that many members of their workforce are once again coping with other issues besides continued remote work: remote learning for children, reduced childcare…

Assurex Global Market Check Survey: 2021 Employer Health & Wellbeing Strategies

Articles, Assurex Global, Cost Containment, Employee Benefits, Human Resources, Total Wellbeing

Employee benefits remain a critical aspect of a company’s rewards program. As employers examine their offerings for the next year, many are adopting additional products, limiting financial burdens, or expanding access to resources that are…

Why 2020 May Be the Most Important Year for an Employer Flu Shot Campaign

Assurex Global, Employee Benefits, Human Resources, Total Wellbeing

Influenza has been an annual issue that people and businesses have had to cope with for years. While many people annually receive the vaccine, a large percentage of the population do not for a variety of reasons. The flu can be costly…

Considerations for Enhancing Benefits to Improve Workforce Well-Being in the Midst of Pandemic

Employee Benefits, Human Resources, Total Wellbeing

Employers are examining all aspects of their business because of the COVID-19 pandemic, and employee benefit plans will certainly come under review. While the impulse for some may be to cut back on portions of their benefits program, it will…

Mini Podcast: Mental Health Awareness and Employer Strategies

Articles, Employee Benefits, Human Resources, Total Wellbeing

Mental health issues affect all generations, and cost businesses hundreds of billions of dollars annually. This stems from missed work days, lower productivity, lack of focus on the job, and higher premiums due to increased medical, prescription…

Insights – Total Wellbeing

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